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See Robert Peston's blog "Royal Mail and HMG's creative accounting" May 2009 I no longer believe that this government is serious about economic or fiscal policy.Nor does it appear the institutional checks and balances work to protect the public.I have asked Mercer to make their figure available to identify the difference.

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Illinois’ retirement systems have unfunded liabilities of at least billion and counting.See FT website (paywall) See response from Mr Max King Equities do have a higher expected return than inflation-protected bonds, but this is simply a reward for the risk of holding equities, not a “free lunch” or a “loyalty bonus” for long-term investors.See FT website Dutch pension schemes are among the most tightly regulated of any in Europe or North America.What if today’s historically low interest rates are not some aberration that will quickly disappear?If so, temporary increases in the discount rate will only delay, rather than prevent, the day or reckoning for pensions.




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As humans societies have evolved from hunter-gatherers into civilized societies, there have been substantial changes in relations between men and women, with perhaps one of a few remaining biological constants being that both adult women and men must have sexual intercourse for human procreation to happen.


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